Loan Guides & Financial Tips
Everything you need to know about loans in Malaysia
Latest Articles
Expert guides to help you make informed decisions
Home Loan Refinancing Guide Malaysia: Should You Refinance in 2024?
Interactive decision guide to determine if refinancing is right for you. Calculate potential savings, compare top banks, and make informed decisions
Complete Guide: Using EPF for Home Purchase in Malaysia 2024
Step-by-step 8-12 week timeline from checking balance to getting keys. Learn 3 EPF usage methods, 5-phase process, and potential savings
Debt Consolidation Detailed Guide: Save RM 15,000+
Ahmad's story: saved RM 15,432 consolidating 4 debts. See before/after comparison, savings calculator, and when to consolidate
CCRIS vs CTOS: Complete Credit Score Guide Malaysia
Compare CCRIS and CTOS, how to check reports free, credit score ranges, and strategies to improve scores for better loan approval
BNPL vs Personal Loan: Which is Better for You? Malaysia 2025
In-depth analysis of Malaysia's RM 2.8 billion BNPL market. Compare BNPL with personal loans - costs, risks, and when to use each
First-Time Home Buyer Guide 2025: Government Schemes & Tips
Complete guide for first-time home buyers 2025 - RM 12.8 billion Housing Credit Guarantee Scheme, EPF withdrawal, and buying process
How to Avoid Bankruptcy in Malaysia: Prevention Guide 2025
With 132,124 bankruptcy cases in Malaysia (47.55% from personal loans), learn early warning signs and prevention steps
Home Loan Guide for First-Time Buyers: Step-by-Step Process
Complete step-by-step guide for first-time home buyers - documents, application process, additional costs, and success tips
Smart Car Loan Tips Malaysia 2025: Save Thousands on Auto Financing
Expert strategies to get the best car loan rates and terms. Small decisions can save you thousands over your loan period
10 Proven Tips to Improve Your Credit Score in Malaysia
Expert strategies to boost your credit score and qualify for better loan terms
Complete Personal Loan Guide 2024
Everything you need to know about personal loans in Malaysia - requirements, interest rates, and application tips
How to Improve Your Credit Score
Practical strategies to improve your CCRIS and CTOS for better loan approval
10 Common Mistakes When Applying for Loans
Avoid these mistakes to increase your loan approval chances
Free Calculation Tools
Use our calculators to plan your loan